All investors need an effective and low-cost way to manage their investments.

If you’re an experienced investor, you can still benefit from Six Park’s unique combination of human expertise and online automation.

  • Your portfolio will be thoughtfully invested across a globally diversified, low-cost mix of asset classes, tailored for your risk profile and investment horizon. Our approach is founded on well-established financial principles backed by years of economic research. Find out more about how we invest;
  • Your portfolio is held in your own name so you can be assured you are always in control;
  • Our sophisticated online platform allows us to deliver our services at a much lower cost than traditional financial advice. This means you retain as much of your well-earned investment returns as possible;
  • You can be confident that your investments are being managed with the oversight of some of Australia’s best financial minds. Find out more about the Six Park team; and
  • You have 24/7 access to your portfolio on your computer or mobile devices.

All that means you get expert guidance and support for vastly less cost, and with better performance, than going through most traditional investment advisory services. Have a look at our performance reports.

We don’t receive compensation from financial institutions to promote or distribute specific products. Our services are highly professional and we are completely transparent in our approach to reporting and fees.

Ready to get started? Try taking our free online assessment now. It takes about 5 minutes to complete.

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How it works

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Getting started - How does it work? Six Park

Take the free assessment

Take our short online assessment so we can understand your risk profile and how long you plan to invest. We will then recommend an appropriate investment strategy for you. You can choose between our standard or sustainable portfolios.

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Investing - How does it work? Six Park

Fund your account

We set up your cash management and brokerage accounts. Add money to your account and when your balance is $5,000 or more, we invest your money in carefully selected exchange-traded funds (ETFs).

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Keeping track - How does it work? Six Park

Keep track

We provide regular reporting, reviews and rebalancing, which keeps your investments on track. You can monitor your portfolio 24/7 on your computer or mobile, and we also offer support online or on the phone.

New to investing using robo advice or new to Six Park’s services?

Here are some of the most frequently asked questions from experienced investors.

Your responses to the online assessment help us understand your personal circumstances, financial priorities and tolerance for risk.

We match the responses from the online assessment to an asset allocation strategy using our proprietary evaluation tools.

Your recommended investment portfolio will include a mix of assets – such as Australian and international shares, listed property and fixed income securities – in proportions that reflect your risk profile, financial priorities and your investment time horizon.

Our minimum investment amount is $5,000.

Your account balance will be invested in one of the five types of Six Park investment portfolios – Conservative, Conservative Balanced, Balanced, Balanced Growth or Aggressive Growth.

Each Six Park investment portfolio contains a mix of up to seven different classes of assets – namely Australian shares, hedged and unhedged international shares, emerging market shares, global listed property, global infrastructure, bond/fixed income and high-interest cash deposits.

Each investment portfolio features a carefully selected blend of our preferred exchange-traded funds (ETFs) to provide the optimal risk/return balance for a specific investor profile. The percentage allocated to each ETF depends on a range of factors, including your assessed risk profile and investment goals. Read more about our selected ETFs.

Yes, you can. Each of the five types of Six Park investment portfolios offers standard investment (Six Park Essential) and sustainable investment (Six Park Sustainable). Our sustainable portfolios retain the same growth:defensive asset class profiles as the Six Park Essential portfolios.

Our sustainable portfolios use sustainability-oriented ETFs for exposure to Australian and international equities (both hedged and unhedged). They also omit exposure to emerging markets, as this is an asset class that is more likely to include companies with practices that are at odds with sustainable philosophies. Read more about our sustainable portfolios.

To invest in a sustainable portfolio, simply take our online assessment, which will establish your risk profile and how long you plan to invest. You’ll then receive an investment portfolio recommendation and you can choose between our standard or sustainable portfolios.

If you wish to proceed with our investment recommendation we’ll take you through our simple online account set-up, starting with a formal Statement of Advice, which outlines everything you need to know about our service. 

Then once you’ve approved and funded the Macquarie Cash Management Account (CMA) we set up for you, we invest your money in the carefully selected exchange-traded funds (ETFs) that reflect your recommended investment strategy. Using ETFs allows us to build a highly diversified, low-cost portfolio for you quickly and cost-effectively.

We generally trade accounts of more than $5,000 on a 90-day cycle.

Outside of that timeframe, there are three potential triggers for an account trade:

  • You retake the online assessment and your risk profile changes as a result;
  • Your investment portfolio’s assets have materially drifted from their target asset allocation, which can happen over time as markets move and certain asset classes outperform or underperform others; or
  • The Six Park Investment Advisory Committee makes a change to your investment portfolio’s target asset allocation. 

If you’d like to trade more frequently than our standard 90-day cycle, you can choose to use the “trade on demand” feature inside your Six Park dashboard. Please note that there is a $45 fee if you choose to trade on demand. 

No. All of our investment portfolios – and the blend of ETFs within them – have been carefully selected by our Investment Advisory Committee. Each investment portfolio’s target asset allocation represents the application of our team’s investment and asset management experience and has been constructed to optimally match different risk profiles and investment horizons. 

Changing this composition could materially (and perhaps unintentionally) change the risk/return profile of your investment – and is something we do not recommend or support.

There’s nothing to stop you from setting up and managing your own investment portfolio. However, not everyone has the time or expertise to manage an investment portfolio the way it should be managed.

It can be time-consuming and challenging to evaluate all the available investment options, and it can also be pretty difficult to regularly review and rebalance your portfolio as it drifts from your target thresholds. It may also be more expensive to DIY than you realise – you need to buy multiple shares and trade them and rebalance on an ongoing basis, each time incurring fees. Even seasoned professionals typically fail to meet their benchmark index’s performance.

For an affordable fee, Six Park saves you the time and energy it takes to build and maintain a well-diversified investment portfolio. We provide asset allocation guidance, set up your accounts, establish and rebalance your investments, and ensure you remember to check in on your goals and position at least once a year.

Most traditional funds are “actively managed”. This means they focus on trying to “pick winners” (by selecting investments that are expected to outperform) or “time the market” (or try to take advantage of predicted market surges and contractions).

There is a growing body of research – both in Australia and globally – showing that the vast majority of actively managed funds actually fail to outperform their target benchmarks on a consistent and persistent basis. Numerous studies have also shown that investors who try to time the market usually end up with lower returns than those who simply “buy and hold”.

At Six Park, we are strong advocates of passive investing. Rather than trying to beat or time the market, our focus is on providing our clients with exceptionally low-cost, broad-based and globally diversified portfolios. We overlay this approach with an engaged, thoughtful and continuous review of asset allocation and risk management strategies. We believe this approach is the best avenue for creating long-term wealth.

If you have any further questions have a look at our full FAQs. You can also email us at [email protected] or give us a call on 1300 851 779 and we’ll be happy to help you out. 

Note Six Park does not give advice about insurance, tax, budgeting or detailed estate planning matters. If you need more holistic advice on these matters, you should seek professional guidance.

Get started on the journey to financial freedom by taking our free online assessment now.

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